Category: Home mortgage
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Should you rent or buy a home during residency and fellowship? This decision keeps many medical trainees awake at night. You’re earning a modest salary, carrying substantial student debt, and facing an uncertain future location. The financial stakes are high. Make the wrong choice and you could lose thousands of dollars or limit your career…
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Choosing between a fixed-rate and adjustable-rate mortgage (ARM) is one of the biggest financial decisions you’ll make as a physician. The wrong choice can cost tens of thousands of dollars over the life of your loan. Like many physicians, I faced this decision twice. When I bought my first home out of training, I chose…
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Moving to a new city for residency, fellowship, or your first attending job brings excitement and stress. You need a place to live, but timing your home purchase can feel impossible. Should you buy before you move? Wait until you arrive? What if you find the perfect house but haven’t sold your current one yet?…
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Buying a home represents one of the biggest financial decisions physicians make during their careers. The mortgage process can feel overwhelming, especially for busy medical professionals juggling patient care with complex financial choices. Understanding your options helps you make smart decisions that protect your wealth while securing the right home for your family. Most physicians…